College Funding

With rising tuition costs and inflation…

  • Will you have enough money for your children to go to college?
  • What if your child wants to go out of state, or to a private institution?
  • What is the best way to save for college and guarantee the money will be there when you need it most?

Many of us are familiar with the traditional tax deferred 529 plan used to save for college finding.

529 provides:

  • Tax-deferred asset growth
  • Tax-free withdrawals possible for education expenses
  • Funds are accessible at any time for any need but would incur penalties for use other than approved college expenses

But is it the best savings vehicle for a college fund? There are several alternatives and everyone’s situation is unique. Using an IUL to fund your child's education needs may be the best fit for you.

An IUL can provide you with more flexibility in many ways.

  • No restrictions on school choice
  • No restrictions on contributions
  • Indexed Universal Life policies will not affect financial aid

With rising tuition costs and inflation…

  • Will you have enough money for your children to go to college?
  • What if your child wants to go out of state, or to a private institution?
  • What is the best way to save for college and guarantee the money will be there when you need it most?

An IUL can provide you with higher returns on your investment.

  • Enjoy upside of the market
  • Maximize performance with guaranteed floor
  • Never have less money than you did the year before.

Enjoy the same benefits of a 529 plan and more:

  • Tax-deferred growth
  • No penalties, Tax-free withdrawals.
  • Death benefit will ensure your child’s future in case you are gone.